Unsecured Loans 

An unsecured Loan is available up to Rs.50,000 to meet the expenses of social, and religious occasions, medical treatment, minor repairs to property, etc.

Applicant details:

• Applicant’s last two years Income tax Return / Payslip of last 3 months.
• Last tax bill/certificate from society chairman/Secretary if applicant owned property
• 3 Photographs of Applicant
• Address proof – electric bill /telephone bill /Aadhar card (anyone) As per KYC norms.
• Photo proof – PAN card / Voter card / Driving license (Anyone) As per KYC norms
• The applicant has to show all original documents to the bank for verification with a zerox copy. Original documents will be returned to the applicant after verification.
• Applicant should have a Savings/ current Bank account with the bank.

Guarantor Details:

• Photograph-2 copies
• Last tax bill
• Last income tax return copy /Pay Slip
• Address proof – electric bill /telephone bill (any one)
• Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)

Conditions:

• Loan amount is to be repaid with interest within 36 to 60 monthly instalments.
• Applicant has to take share of bank @ 1%/ 2%/ 2.5% of the limit.