Empowering communities since 1973, The Vijay Co-Operative Bank Ltd. is dedicated to serving the needs of its members.
Rate of Interest Effective Date: 01-December-2025.
| Deposit Period | General | Senior Citizen | Bulk Deposit |
| 7 Days to 45 Days | 3.50% | 3.50% | NA |
| 46 Days to 90 Days | 4.00% | 4.00% | NA |
| 91 Days to 180 Days | 4.50% | 4.50% | NA |
| 181 Days to up to 12 Months | 6.00% | 6.00% | 6.50% |
| Above 12 Months and up to 18 Months | 7.00% | 7.50% | 7.50% |
| Above 18 Months and up to 36 Months | 6.75% | 7.25% | 7.25% |
| Above 36 Months and up to 120 Months | 6.50% | 7.00% | 7.00% |
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Senior Citizen Benefit:
Senior citizens will receive an additional 0.50% interest rate over and above the general depositor rate. -
Bank Staff Benefit:
Bank staff members will also receive an additional 0.50% interest rate compared to other depositors. -
Savings Deposit Rate:
The interest rate on regular savings deposits is 3.50%. -
Bulk Deposit Benefit:
For bulk deposits of ₹15,00,000 and above, with a deposit period of more than 181 days, an additional 0.50% interest rate benefit will be provided. -
DICGC Insurance Coverage:
All depositors are insured up to ₹5,00,000 under the DICGC (Deposit Insurance and Credit Guarantee Corporation) Scheme.
Any one of the above benefits, if applicable, will be granted.
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